Boundaries Blog — parenting

Question: What kinds of consequences are appropriate for a 39-year-old daughter who refuses to take responsibility for paying a college loan that her father and I co-signed in good faith?

Answer: First, let me say that I'm sorry to hear about your situation. I know that it can feel uncomfortable to be at odds with your adult child.

In this situation, your first decision is to approach your daughter in a vulnerable way and describe how her behavior is impacting you. You could say something like ...

Make no mistake. Your kids are under more academic demands than you were. For better or for worse, the learning curve is steeper, and they have to study more than we did. Subject matters are more advanced. Projects, reports, and term papers require much more advance planning and steady work over time. If you don't build boundaries with teens early, the situation can get out of control.

I (Dr. Townsend) can remember how jarred I was when my kids started bringing back homework assignments from junior high and high school. We were in a whole new world, and a much harder one. When I saw how far ahead my kids had to be planning their reports, I called my mother and said, "What do you remember about my high school days, like how far in advance did I write reports?" She said, "You wrote them in the car on the way to school."...

I (Dr. Townsend) remember overhearing my kids and their friends making plans to go to a movie. It was one of those last-minute decisions that teens often make. None of them were of driving age yet, so they were trying to solve that first obstacle.

One boy, Ted, said, "How are we going to get there? The movie starts in fifteen minutes." His friend said, "Call your mom; she's easy."...

Since writing Boundaries in 1992, we (Dr. Cloud and Dr. Townsend) have spoken to more than a million people about creating boundaries in their lives. Thousands have told us that creating boundaries has enabled them to love and to live better, some for the first time. Nothing is more exciting than to see people grow and change.

But from our own experience and that of our audiences and readers, one thing became obvious to us. Adults with boundary problems had not developed those problems as grown-ups. They had learned patterns early in life and then continued those out-of-control patterns in their adult lives, where the stakes were higher....

When children come into the world, they are confused about the nature of their relationships. They do not think they are dealing with one person. In their minds, there are two mommies, not one. Or, two daddies, not one. There is the "good" mommy and the "bad" one.

The good one is the one who gratifies them. When they are hungry or needy, they protest, and the good mommy comes and relieves their stress. When they are gratified, they see this mommy as "good." But if something they want is not forthcoming and Mommy frustrates their wish, she is seen as the "bad" mommy. You may even remember this literally happening. It is not unusual for a child to hear "no" and say, "Bad Mommy." This split is universal....